A savings culture can be a lifestyle with First Capital Bank. Save at ease with no monthly, service and penalty fees to get the most out of your savings.
Lefika is an affordable,competitive pure savings account designed to cultivate the culture of consistent savings for the customer. The account offers customers the opportunity to save at zero- cost on a recurring basis and access funds only in times of need.
Open and operate the account with a minimum amount of P100
Access up to 50% of your savings in times of need at no cost
Enjoy free deposits, withdrawals and transactional alerts
Save regularly through a standing instruction or an external debit order
No access to a debit card to allow your savings to grow
Receive interest on monthly basis
Save at zero cost; no monthly fees, service and penalty fees
Enjoy a competitive interest rate
Enjoy free funeral cover of P5,000 for saving regularly through a standing order/external debit order
Account opening requirements
Valid ID/ Passport
Physical address confirmation e.g. police affidavit or letter from employer or water bill/lease agreement
Proof of income such as a payslip or police affidavit