A flexible savings account.

A  savings culture can be a lifestyle with First Capital Bank. Save at ease with no monthly, service and penalty fees to get the most out of your savings.

Lefika is an affordable,competitive pure savings account designed to cultivate the culture of consistent savings for the customer. The account offers customers the opportunity to save at zero- cost on a recurring basis and access funds only  in times of need.

Product Specifications

• Open and operate the account with a minimum amount of P100
• Access up to 50% of your savings in times of need at no cost
• Enjoy free deposits, withdrawals and transactional alerts
• Save regularly through a standing instruction or an external debit order
• No access to a debit card to allow your savings to grow
• Receive interest on monthly basis

Benefits

• Save at zero cost; no monthly fees, service and penalty fees
• Enjoy a competitive interest rate
• Enjoy free funeral cover of P5,000 for saving regularly through a standing order/external debit order

Account opening requirements

• Valid ID/ Passport
• Physical address confirmation e.g. police affidavit or letter from employer or water bill/lease agreement
• Proof of income such as a payslip or police affidavit